Is it true that speeding only 9 mph over the limit in North Carolina will not impact your auto insurance? Yes, and no. Under certain circumstances, a low-level moving violation, such as 9 mph over the limit (say, 54 mph in a 45 mph zone) can have no impact on your North Carolina auto insurance. 

Due to NC Department of Insurance law, speeds under 10 mph are to be forgiven ...

North Carolina has some of the most punitive traffic laws in the country. You can keep your insurance rates low and affordable, but don't get a speeding ticket! John Kho at nerdwallet.com calculated the true cost of a North Carolina traffic citation, and it doesn’t look pretty. 

The court costs and fines for your North Carolina speeding ticket range between $188 and $238 on average ($188 court ...