Estimate how a North Carolina traffic conviction may affect auto insurance premiums under the Safe Driver Incentive Plan rules.

Estimated Premium Impact

Total premium increase
SDIP points
Premium increase
Annual premium before
Annual premium after
Added cost per year
Surcharge period

Case-specific review

This speeding scenario may require case-specific review.

The NC DOI speeding tiers do not clearly classify this exact speed/speed-limit combination based on the simplified calculator logic.

This calculator is not legal or insurance advice. Use of this tool does not create an attorney-client relationship.

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